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All rights are reserved except that permission is granted to download the materials contained on this site to a single personal computer and to print a hard copy of such materials solely for personal, non-commercial use. Any other use of materials on this site, including reproduction, modification, distribution or republication, without the prior written permission of HCP Group, is strictly prohibited.

The information provided on this site is free of charge and for general informational purposes only and the transmission, downloading or sending of any information or other material through or in connection with this site does not create any contractual relationship between you and HCP Group.

This site may contain links to third party sites. Those third party sites are beyond the control of HCP Group and you accept that when you leave this site (whether knowingly or not) HCP Group can no longer be responsible in any way or accept any liability whatsoever for any material that you encounter on those sites nor for any transactions between you and those sites.

HCP Group uses reasonable care and skill in providing the content on this site but does not represent or warrant the accuracy, timeliness, completeness or suitability of the content, or that use of the site is free of risk of viruses or other damage.

HCP Group will not be liable for any claims, losses, including but not limited to direct, indirect, special, economic and consequential loss or damage (including but not limited to loss of profits, loss of revenue, loss of goodwill or loss of or corruption to data), whether in contract, tort, negligence, misrepresentation, breach of statutory duty or otherwise howsoever arising out of or in connection with the use of this site.